Regulatory & Supervisory Outlook

This is the text alternative to the Outlook infographic above.

The infographic outlines outlook implications and supervisory priorities for of the Regulatory and Supervisory Outlook 2026 as follows:

Outlook: Geopolitical fragmentation and technological disruption are transforming financial services and changing the risk landscape.

• Geopolitical and geoeconomic upheavals heighten risks and uncertainty for firms
• The digitalisation of financial services brings many benefits but can introduce new risks for consumers
• Operational and financial crime risks are rising, and cyber threats are becoming more acute.

This is the text alternative to the infographic above.

The infographic outlines outlook implications and supervisory priorities for of the Regulatory and Supervisory Outlook 2026 as follows:

Response:

As the environment becomes more uncertain, unstable and complex, firms must respond by being resilient, adaptable and consistently trustworthy.

• Resilient - to withstand and respond to both traditional and novel shocks
• Adaptable – so firms are able to deliver in the face of uncertainty and rapid change
• Trustworthy – providing confidence to consumers and in the financial system

Priorities:

We focus our efforts on the immediate and long term risks posing the greatest threat to our safeguarding outcomes.

• Supervisory Priority 1: Resilience to geopolitical risks and macro-financial uncertainties
• Supervisory Priority 2: Securing consumer and investor interests in a rapidly changing world
• Supervisory Priority 3: Responding to technology-driven transformations
• Supervisory Priority 4: Helping to address the environmental and societal structural transitions underway
• Supervisory Priority 5: Enhancing how we regulate and supervise

Weaved throughout our work, we will continue to focus on the effectiveness of the governance and risk management practices of firms, as well as the culture and “tone from the top”.

The topic of this Spotlight is the increased adoption of artificial intelligence (AI) by the financial sector, how it can influence both consumer protection and operational resilience risks, and what this means for supervised firms.

Read Spotlight 1 – Approaching AI from a Supervisory Perspective

This spotlight discusses the importance of operational resilience at supervised firms, in particular their application of the Digital Operational Resilience Act.

Read Spotlight 2 – Supporting Resilient Service Provision

This Spotlight outlines how the Central Bank is engaging with supervised firms to ensure that customer and investor outcomes are a focus in a rapidly changing and increasingly complex world.

Read Spotlight 3 – Supporting Better Outcomes for Consumers and Investors.