Permanent tsb p.l.c. (PTSB) & Mr David Guinane Inquiry

An Inquiry Pursuant to Part IIIC of the Central Bank Act 1942 concerning permanent tsb p.l.c. (PTSB) & Mr David Guinane has concluded. The Inquiry Member has decided to publish a redacted version of the Written Decision of the Inquiry, dated 23 April 2025, which you can access in the Inquiry Publication Notice section of this page.

The Inquiry Member’s reasons for publishing a redacted version of the Written Decision are contained in his Decision on Publication (Abridged), which you can access in the Inquiry Decisions section of this page.

The Written Decision has been appealed by Mr Guinane to the Irish Financial Services Appeals Tribunal (IFSAT) and that appeal is ongoing.

View details of the costs (PDF 136.02KB) incurred by the Central Bank in connection with the investigation and the Inquiry.

Inquiry Member

Mr Peter Hinchliffe

Inquiry Publication Notice

Redacted Written Decision of the Inquiry, 23 April 2025 (Published on 29 October 2025) | pdf 3504 KB

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Inquiry Proceedings

2025-01-29 Opening Statement of Mr Peter Hinchliffe | pdf 588 KB 2024-02-21 Opening Statement of Mr Peter Hinchliffe | pdf 235 KB 2023-06-26 Opening Statement of Mr Peter Hinchliffe | pdf 229 KB 2023-10-11 Opening Statement of Mr Peter Hinchliffe | pdf 233 KB

Inquiry Decisions

Decision on Publication (Abridged) 15 October 2025 | pdf 196 KB

 Past Inquiry Notices

Dates Inquiry Management Meeting
(IMM) or Full Hearing		 Public or Private 
9 February 2022 IMM Private
3 May 2022 IMM Private
8 July 2022 IMM Private
28 February 2023 IMM

Private
26 June 2023 IMM Public /Private
11 - 13 October 2023 Legal Issues Hearing / IMM
 Public /Private
21 February 2024 Full Hearing Public
22 February 2024 Full Hearing Public/Private
23 February 2024 Full Hearing Public/Private
26 February 2024  Full Hearing  Public/Private 
27 February 2024 Full Hearing Public/Private 
28 February 2024  Full Hearing  Public/Private 
29 February 2024 Full Hearing   Public/Private
4 March 2024  Full Hearing    Public/Private
5 March 2024  Full Hearing Public
6 March 2024 Full Hearing Public/Private 
7 March 2024 Full Hearing  Public/Private 
14 March 2024  Full Hearing  Public/Private 
15 March 2024 Full Hearing   Public/Private  
29 January 2025 Inquiry Hearing  Public/Private 

Previous Notices

Notice of an Inquiry Management Meeting

An Inquiry Management Meeting will take place in the above entitled Inquiry on Wednesday 9 February 2022. This meeting will be held in private.

Notice of an Inquiry Management Meeting

An Inquiry Management Meeting will take place in the above entitled Inquiry on Tuesday 3 May 2022. This meeting will be held in private.

Notice of an Inquiry Management Meeting

An Inquiry Management Meeting will take place in the above entitled Inquiry on Friday, 8 July 2022. This meeting will be held in private.

Notice of an Inquiry Management Meeting

An Inquiry Management Meeting will take place in the above entitled Inquiry on Tuesday 28 February 2023. This meeting will be held in private

Notice of an Inquiry Management Meeting

An Inquiry Management Meeting will take place in the above entitled Inquiry on Monday 26 June 2023. This meeting will be held in public at the Mayor Street building, Central Bank of Ireland, Mayor Street, Dublin 1 and will commence at 10:00am.

Notice of Legal Issues Hearing and Inquiry Management Meeting

A Legal Issues Hearing and Inquiry Management Meeting will take place in the above entitled Inquiry on Wednesday 11 October, Thursday 12 October, Friday 13 October and Monday 16 October 2023. This hearing will be held in public at the Mayor Street building, Central Bank of Ireland, Mayor Street, Dublin 1 and will commence at 10:00am daily.

Notice of Substantive Inquiry Hearing

The Substantive Inquiry Hearing in the above entitled Inquiry will commence on Wednesday 21 February 2024 and will sit each day (Monday to Friday), as required, until Friday 15 March 2024 (excluding Tuesday 12 and Wednesday 13 March 2024). This hearing will be held in public at the Mayor Street building, Central Bank of Ireland, Mayor Street, Dublin 1 and will commence at 10:30am daily.

Notice of Inquiry Hearing

An Inquiry Hearing in the above entitled Inquiry will take place on Wednesday 29 January 2025 and will commence at 10:00 am. In the event that further time is required, an additional half day hearing will be held on Thursday 30 January 2025. This hearing will be held in public at the Mayor Street building, Central Bank of Ireland, Mayor Street, Dublin 1.

Fógra maidir le hÉisteacht Shubstainteach Fiosrúcháin

Tionólfar Éisteacht Fiosrúcháin maidir leis an bhFiosrúchán thuasluaite Dé Céadaoin an 29 Eanáir 2025 ag tosú ag 10:00 am. I gcás ina mbeidh breis ama de dhíth, tionólfar éisteacht bhreise leathlae Déardaoin an 30 Eanáir 2025. Is go poiblí a sheolfar an éisteacht seo san fhoirgneamh ar Shráid an Mhéara, Banc Ceannais na hÉireann, Sráid an Mhéara, Baile Átha Cliath 1.