Staff Insights

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Staff Insights aim to build understanding  of key economic and financial topics related to our Research Agenda. This staff-developed series draws on theory and real-world evidence to provide accessible, non-technical insights to a broad and varied audience.

Number 6, 2025: The Impact of Borrower Based Measures: an international comparison

Authors: Laura Moretti and Luca Riva

Read Staff Insight Number 6, Volume 2025

 Number 5, 2025: Mortgage Measures and Rental Yields in Ireland

 Authors: Fang Yao, Michele Pelli, Sameer Shaikh

Read Staff Insight Number 5, Volume 2025

Number 4, 2025: Personal Income Tax and Fiscal Drag Across The Distribution in Ireland

Authors: Laura Boyd and Tara McIndoe-Calder

Fiscal drag varies across the distribution and has the potential to more adversely impact lower income taxpayers relative to higher income taxpayers.

Read Staff Insight Number 4, Volume 2025

Number 3, 2025: The Drivers of SME Investment in Ireland

Authors: Michael Mahony and Cian O'Neill

While many Irish SMEs report making investments, the euro value of these investments is small. This pattern is explained by firms being satisfied with their current size and investment rates, rather than by a lack of external finance.

Read Staff Insight Number 3, Volume 2025

Number 2, 2025: The Sectoral Impacts of Tariffs and Trade Fragmentation in the Irish Economy

Authors: Elizaveta Lukmanova and Michael O’Grady

Ireland’s high-value export sectors are deeply embedded in global value chains, relying heavily on intermediates sourced from abroad to produce export content, leaving them highly exposed to tariffs.

Read Staff Insight Number 2, Volume 2025

Number 1, 2025: Access or Competition? Non-bank lending to Irish Non-Financial Corporates

Authors: Barra McCarthy and Carlos Navarro Ramírez

Whether providing access to finance for SMEs or competition to  traditional banks, the role of non-bank lenders has implications for financial stability.

Read Staff Insight Number 1, Volume 2025

Economic Letters and Financial Stability Notes Archive

Staff Insights replaced Economic Letters and Financial Stability Notes. An archive of those pieces is available at the links below.

  • Economic Letters archive

Our Economic Letters series, were written for a general readership. The series provided economic and financial analysis and insight into policy-related issues, data or new indicators.

  • Financial Stability Notes archive

Financial Stability Notes were authored by Central Bank of Ireland staff. The aim of the series was to contribute to understanding the risks and vulnerabilities facing the Irish and European financial system.