Staff Insights

Staff Insights aim to build understanding of key economic and financial topics related to our Research Agenda. This staff-developed series draws on theory and real-world evidence to provide accessible, non-technical insights to a broad and varied audience.
Number 6, 2025: The Impact of Borrower Based Measures: an international comparison
Authors: Laura Moretti and Luca Riva
Read Staff Insight Number 6, Volume 2025
Number 5, 2025: Mortgage Measures and Rental Yields in Ireland
Authors: Fang Yao, Michele Pelli, Sameer Shaikh
Read Staff Insight Number 5, Volume 2025
Number 4, 2025: Personal Income Tax and Fiscal Drag Across The Distribution in Ireland
Authors: Laura Boyd and Tara McIndoe-Calder
Fiscal drag varies across the distribution and has the potential to more adversely impact lower income taxpayers relative to higher income taxpayers.
Read Staff Insight Number 4, Volume 2025
Number 3, 2025: The Drivers of SME Investment in Ireland
Authors: Michael Mahony and Cian O'Neill
While many Irish SMEs report making investments, the euro value of these investments is small. This pattern is explained by firms being satisfied with their current size and investment rates, rather than by a lack of external finance.
Read Staff Insight Number 3, Volume 2025
Number 2, 2025: The Sectoral Impacts of Tariffs and Trade Fragmentation in the Irish Economy
Authors: Elizaveta Lukmanova and Michael O’Grady
Ireland’s high-value export sectors are deeply embedded in global value chains, relying heavily on intermediates sourced from abroad to produce export content, leaving them highly exposed to tariffs.
Read Staff Insight Number 2, Volume 2025
Number 1, 2025: Access or Competition? Non-bank lending to Irish Non-Financial Corporates
Authors: Barra McCarthy and Carlos Navarro Ramírez
Whether providing access to finance for SMEs or competition to traditional banks, the role of non-bank lenders has implications for financial stability.
Read Staff Insight Number 1, Volume 2025
Economic Letters and Financial Stability Notes Archive
Staff Insights replaced Economic Letters and Financial Stability Notes. An archive of those pieces is available at the links below.
Our Economic Letters series, were written for a general readership. The series provided economic and financial analysis and insight into policy-related issues, data or new indicators.
- Financial Stability Notes archive
Financial Stability Notes were authored by Central Bank of Ireland staff. The aim of the series was to contribute to understanding the risks and vulnerabilities facing the Irish and European financial system.